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¿Planea retirarse? El dinero (equity) acumulado en su casa puede ayudarle a alcanzar su objetivo

¿Planea retirarse? El dinero (equity) acumulado en su casa puede ayudarle a alcanzar su objetivo “Baby Boomers“, Demografía, Para los vendedores, Mercado de la tercera edad Ya sea que se haya jubilado o esté pensando en la jubilación, es posible que esté considerando sus opciones y tratando de imaginar una etapa completamente nueva de su vida. Y no está solo. La investigación de la Asociación de Fideicomisos de la Industria de la Jubilación (Retirement Industry Trust Association – RITA por sus siglas en inglés) muestra que 10,000 Baby Boomers alcanzan la edad típica de jubilación (65 años) cada día, y solo el 47 % de las personas en esa generación ya se han jubilado. Si esto suena familiar, una cosa que vale la pena considerar es si su casa actual se adaptará o no a su nuevo estilo de vida. Si su casa no tiene las características o beneficios que está buscando, la buena noticia es que puede estar en una mejor posición para mudarse de lo que cree. Esto se debe a que, si ya es dueño de una casa, es probable que haya acumulado una plusvalía significativa, y eso puede ayudarle a impulsar su próxima mudanza. Según la Asociación Nacional de Realtors (NAR por sus siglas en inglés): “Un propietario que compró una casa típica hace cinco años habría ganado $125,300 solo con la apreciación del precio”. De hecho, en los últimos doce meses, CoreLogic informa que el propietario promedio en los Estados Unidos ganó aproximadamente $64,000 en plusvalía debido a la apreciación del precio de la casa. Usted puede usar su capital para ayudarle a alcanzar sus metas de la propiedad de la vivienda. Ya sea que desee reducir el tamaño, acercarse a sus seres queridos o comprar una casa en un destino de ensueño, su plusvalía puede ayudarle a llegar allí. Puede ser parte (si no todo) lo que necesitaría como pago inicial en una casa que se adapte mejor a sus necesidades cambiantes. Para averiguar cuánta plusvalía tiene en su casa, comuníquese hoy con un profesional en bienes raíces de confianza. En conclusión, La jubilación es un gran paso y también lo es comprar o vender una casa. A medida que avanza hacia esta nueva fase de la vida, vamos a comunicarnos para que tenga un experto que le guie a través del proceso a medida que venda su casa actual y brindarle asesoramiento experto al comprar una que se adapte mejor a sus necesidades.
What Would a Recession Mean for the Housing Market?

What Would a Recession Mean for the Housing Market? According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we will see a recession in the coming 12 months. And as more recession talk fills the air, one concern many people have is: should I delay my homeownership plans if there’s a recession? Here’s a look at historical data to show what happened in real estate during previous recessions to help prove why you shouldn’t be afraid of what a recession would mean for the housing market today. A Recession Doesn’t Mean Falling Home Prices To show that home prices don’t fall every time there’s a recession, it helps to turn to historical data. As the graph below illustrates, looking at the recessions going all the way back to 1980, home prices appreciated in four of the last six recessions. So, historically, when the economy slows down, it doesn’t mean home values will fall. Most people remember the housing crisis in 2008 (the larger of the two red bars in the graph above) and think another recession would repeat what happened then. But this housing market isn’t about to crash. The fundamentals are very different today than they were in 2008. So, don’t assume we’re heading down the same path. A Recession Means Falling Mortgage Rates Research also helps paint the picture of how a recession could impact the cost of financing a home. As the chart below shows, historically, each time the economy slowed down, mortgage rates decreased. Fortune explains that mortgage rates typically fall during an economic slowdown: “Over the past five recessions, mortgage rates have fallen an average of 1.8 percentage points from the peak seen during the recession to the trough. And in many cases, they continued to fall after the fact as it takes some time to turn things around even when the recession is technically over.” And while history doesn’t always repeat itself, we can learn from and find comfort in the historical data. Bottom Line There’s no doubt everyone remembers what happened in the housing market in 2008. But you don’t need to fear the word recession if you’re planning to buy or sell a home. According to historical data, in most recessions, home price gains have stayed strong, and mortgage rates have declined. If you’re thinking about buying or selling a home, let’s connect so you have expert advice on what’s happening in the housing market and what that means for your homeownership goals.
Planning To Retire? Your Equity Can Help You Reach Your Goal.

Planning To Retire? Your Equity Can Help You Reach Your Goal. Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new stage of your life. And you’re not alone. Research from the Retirement Industry Trust Association (RITA) shows that 10,000 Baby Boomers reach the typical retirement age (65) every day, and only 47% of the people in that generation have already retired. If this sounds like you, one thing worth considering is whether or not your current home will suit your new lifestyle. If your home doesn’t have the features or benefits you’re looking for, the good news is, that you may be in a better position to move than you realize. That’s because, if you already own a home, you’ve likely built-up significant equity, and that can help you fuel your next move. According to the National Association of Realtors (NAR): “A homeowner who purchased a typical home five years ago would have gained $125,300 from just price appreciation alone.” In fact, over the last twelve months, CoreLogic reports the average homeowner in the United States gained roughly $64,000 in equity due to home price appreciation. You can use your equity to help you achieve your homeownership goals. Whether you want to downsize, move closer to loved ones, or buy a home in a dream destination, your equity can help get you there. It may be some (if not all) of what you’d need as your down payment on a home that better fits your changing needs. To find out how much equity to have in your home, reach out to a trusted real estate professional today. Bottom Line Retirement is a big step and so is buying or selling a home. As you move into this new phase of life, let's connect so you have an expert to guide you through the process as you sell your current home and give you expert advice as you buy one that’ll better suit your needs.

Saint Cloud New Construction Homes

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1.1K Properties

1,119 Featured Properties Available

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1/38 38

New

$279,900

2 Beds2 Baths962 SqFt

Saint Cloud, FL 34769

Townhouse

Listed by DAPONTE REALTY LLC

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1/22 22

New

$854,871

4 Beds3 Baths3,318 SqFt

932 TASSLEFLOWER TRL, Saint Cloud, FL 34771

Single Family Home

Listed by TAYLOR MORRISON REALTY OF FLORIDA INC

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1/49 49

New

$690,000

5 Beds3 Baths3,166 SqFt

4937 BLANCHE CT, Saint Cloud, FL 34772

Single Family Home

Listed by KELLER WILLIAMS ADVANTAGE III REALTY

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1/19 19

New

$627,605

3 Beds4 Baths2,152 SqFt

851 ARBOR GREEN TRL, Saint Cloud, FL 34771

Single Family Home

Listed by TAYLOR MORRISON REALTY OF FLORIDA INC

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1/37 37

New

$519,000

4 Beds3 Baths2,185 SqFt

940 RIMINI DR, Saint Cloud, FL 34771

Single Family Home

Listed by LIVE FLORIDA REALTY

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1/7 7

New

$479,900

4 Beds2 Baths1,828 SqFt

2723 SUNKISSED DR, Saint Cloud, FL 34771

Single Family Home

Listed by CHARLES RUTENBERG REALTY ORLANDO

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1/38 38

New

$460,990

5 Beds3 Baths2,601 SqFt

5111 TANA TER, Saint Cloud, FL 34772

Single Family Home

Listed by D R HORTON REALTY OF CENTRAL FLORIDA LLC

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1/12 12

New

$402,990

3 Beds2 Baths1,672 SqFt

5115 TANA TER, Saint Cloud, FL 34772

Single Family Home

Listed by D R HORTON REALTY OF CENTRAL FLORIDA LLC

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1/32 32

New

$589,990

4 Beds3 Baths2,791 SqFt

5615 BONN WAY, Saint Cloud, FL 34771

Single Family Home

Listed by ASHTON ORLANDO RESIDENTIAL LLC

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1/16 16

New

$545,990

5 Beds3 Baths2,671 SqFt

3105 ZUNI RD, Saint Cloud, FL 34771

Single Family Home

Listed by LENNAR REALTY

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1/17 17

New

$506,490

4 Beds3 Baths2,462 SqFt

3117 ZUNI RD, Saint Cloud, FL 34771

Single Family Home

Listed by LENNAR REALTY

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1/30 30

New

$469,990

4 Beds2 Baths1,903 SqFt

5710 CATTLE RANCH DR, Saint Cloud, FL 34771

Single Family Home

Listed by ASHTON ORLANDO RESIDENTIAL LLC

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1/20 20

New

$439,990

4 Beds3 Baths2,043 SqFt

2372 BROADBROOK DR, Saint Cloud, FL 34771

Single Family Home

Listed by ASHTON ORLANDO RESIDENTIAL LLC

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1/30 30

New

$429,990

3 Beds3 Baths1,743 SqFt

6585 QUEST ST, Saint Cloud, FL 34771

Townhouse

Listed by ASHTON ORLANDO RESIDENTIAL LLC

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1/29 29

New

$350,000

3 Beds2 Baths1,754 SqFt

4156 CLIMBING ASTER COURT, Saint Cloud, FL 34772

Single Family Home

Listed by EXP REALTY LLC

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1/23 23

New

$338,900

3 Beds2 Baths1,484 SqFt

2517 TALEGA DR, Saint Cloud, FL 34772

Single Family Home

Listed by LOVELAND PROPERTIES

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1/28 28

New

$289,000

3 Beds2 Baths1,204 SqFt

433 CALIFORNIA AVE, Saint Cloud, FL 34769

Single Family Home

Listed by NORTHGROUP REAL ESTATE, INC

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1/41 41

New

$945,000

3 Beds4 Baths2,826 SqFt

6535 SHIMMERING SHORES LN, Saint Cloud, FL 34771

Single Family Home

Listed by MCGLAMERY WILSON REALTY

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1/6 6

New

$523,000

3 Beds3 Baths1,953 SqFt

5007 DANCY LN, Saint Cloud, FL 34772

Single Family Home

Listed by ORLANDO PROPERTY ADVISORS

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1/34 34

New

$499,000

5 Beds3 Baths2,601 SqFt

328 CONWAY AVE, Saint Cloud, FL 34771

Single Family Home

Listed by RE/MAX ASSURED

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1/30 30

New

$464,990

5 Beds3 Baths2,434 SqFt

1726 COLUMBUS PATH, Saint Cloud, FL 34771

Single Family Home

Listed by SM FLORIDA BROKERAGE LLC

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1/14 14

New

$449,490

5 Beds3 Baths2,603 SqFt

1989 BRANCHED OAK RD, Saint Cloud, FL 34771

Single Family Home

Listed by PULTE REALTY OF NORTH FLORIDA LLC

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1/27 27

New

$446,470

4 Beds2 Baths1,850 SqFt

2024 BRANCHED OAK RD, Saint Cloud, FL 34771

Single Family Home

Listed by PULTE REALTY OF NORTH FLORIDA LLC

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3D

New

$390,000

3 Beds2 Baths1,972 SqFt

3907 BAJA DR, Saint Cloud, FL 34772

Single Family Home

Listed by MARKET CONNECT REALTY LLC

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Saint Cloud Florida Real Estate Consultants

Yomari Ayala

Yomari Ayala

Broker Associate