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¿Planea retirarse? El dinero (equity) acumulado en su casa puede ayudarle a alcanzar su objetivo

¿Planea retirarse? El dinero (equity) acumulado en su casa puede ayudarle a alcanzar su objetivo “Baby Boomers“, Demografía, Para los vendedores, Mercado de la tercera edad Ya sea que se haya jubilado o esté pensando en la jubilación, es posible que esté considerando sus opciones y tratando de imaginar una etapa completamente nueva de su vida. Y no está solo. La investigación de la Asociación de Fideicomisos de la Industria de la Jubilación (Retirement Industry Trust Association – RITA por sus siglas en inglés) muestra que 10,000 Baby Boomers alcanzan la edad típica de jubilación (65 años) cada día, y solo el 47 % de las personas en esa generación ya se han jubilado. Si esto suena familiar, una cosa que vale la pena considerar es si su casa actual se adaptará o no a su nuevo estilo de vida. Si su casa no tiene las características o beneficios que está buscando, la buena noticia es que puede estar en una mejor posición para mudarse de lo que cree. Esto se debe a que, si ya es dueño de una casa, es probable que haya acumulado una plusvalía significativa, y eso puede ayudarle a impulsar su próxima mudanza. Según la Asociación Nacional de Realtors (NAR por sus siglas en inglés): “Un propietario que compró una casa típica hace cinco años habría ganado $125,300 solo con la apreciación del precio”. De hecho, en los últimos doce meses, CoreLogic informa que el propietario promedio en los Estados Unidos ganó aproximadamente $64,000 en plusvalía debido a la apreciación del precio de la casa. Usted puede usar su capital para ayudarle a alcanzar sus metas de la propiedad de la vivienda. Ya sea que desee reducir el tamaño, acercarse a sus seres queridos o comprar una casa en un destino de ensueño, su plusvalía puede ayudarle a llegar allí. Puede ser parte (si no todo) lo que necesitaría como pago inicial en una casa que se adapte mejor a sus necesidades cambiantes. Para averiguar cuánta plusvalía tiene en su casa, comuníquese hoy con un profesional en bienes raíces de confianza. En conclusión, La jubilación es un gran paso y también lo es comprar o vender una casa. A medida que avanza hacia esta nueva fase de la vida, vamos a comunicarnos para que tenga un experto que le guie a través del proceso a medida que venda su casa actual y brindarle asesoramiento experto al comprar una que se adapte mejor a sus necesidades.
What Would a Recession Mean for the Housing Market?

What Would a Recession Mean for the Housing Market? According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we will see a recession in the coming 12 months. And as more recession talk fills the air, one concern many people have is: should I delay my homeownership plans if there’s a recession? Here’s a look at historical data to show what happened in real estate during previous recessions to help prove why you shouldn’t be afraid of what a recession would mean for the housing market today. A Recession Doesn’t Mean Falling Home Prices To show that home prices don’t fall every time there’s a recession, it helps to turn to historical data. As the graph below illustrates, looking at the recessions going all the way back to 1980, home prices appreciated in four of the last six recessions. So, historically, when the economy slows down, it doesn’t mean home values will fall. Most people remember the housing crisis in 2008 (the larger of the two red bars in the graph above) and think another recession would repeat what happened then. But this housing market isn’t about to crash. The fundamentals are very different today than they were in 2008. So, don’t assume we’re heading down the same path. A Recession Means Falling Mortgage Rates Research also helps paint the picture of how a recession could impact the cost of financing a home. As the chart below shows, historically, each time the economy slowed down, mortgage rates decreased. Fortune explains that mortgage rates typically fall during an economic slowdown: “Over the past five recessions, mortgage rates have fallen an average of 1.8 percentage points from the peak seen during the recession to the trough. And in many cases, they continued to fall after the fact as it takes some time to turn things around even when the recession is technically over.” And while history doesn’t always repeat itself, we can learn from and find comfort in the historical data. Bottom Line There’s no doubt everyone remembers what happened in the housing market in 2008. But you don’t need to fear the word recession if you’re planning to buy or sell a home. According to historical data, in most recessions, home price gains have stayed strong, and mortgage rates have declined. If you’re thinking about buying or selling a home, let’s connect so you have expert advice on what’s happening in the housing market and what that means for your homeownership goals.
Planning To Retire? Your Equity Can Help You Reach Your Goal.

Planning To Retire? Your Equity Can Help You Reach Your Goal. Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new stage of your life. And you’re not alone. Research from the Retirement Industry Trust Association (RITA) shows that 10,000 Baby Boomers reach the typical retirement age (65) every day, and only 47% of the people in that generation have already retired. If this sounds like you, one thing worth considering is whether or not your current home will suit your new lifestyle. If your home doesn’t have the features or benefits you’re looking for, the good news is, that you may be in a better position to move than you realize. That’s because, if you already own a home, you’ve likely built-up significant equity, and that can help you fuel your next move. According to the National Association of Realtors (NAR): “A homeowner who purchased a typical home five years ago would have gained $125,300 from just price appreciation alone.” In fact, over the last twelve months, CoreLogic reports the average homeowner in the United States gained roughly $64,000 in equity due to home price appreciation. You can use your equity to help you achieve your homeownership goals. Whether you want to downsize, move closer to loved ones, or buy a home in a dream destination, your equity can help get you there. It may be some (if not all) of what you’d need as your down payment on a home that better fits your changing needs. To find out how much equity to have in your home, reach out to a trusted real estate professional today. Bottom Line Retirement is a big step and so is buying or selling a home. As you move into this new phase of life, let's connect so you have an expert to guide you through the process as you sell your current home and give you expert advice as you buy one that’ll better suit your needs.

Saint Cloud New Construction Homes

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1.2K Properties

1,220 Featured Properties Available

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New

$765,000

4 Beds3 Baths2,311 SqFt

4190 PINE TREE DR, Saint Cloud, FL 34772

Single Family Home

Listed by LA ROSA REALTY LLC

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New

$705,500

3 Beds3 Baths1,801 SqFt

4765 HICKORY TREE RD, Saint Cloud, FL 34772

Single Family Home

Listed by PREMIER SOTHEBYS INT'L REALTY

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New

$629,990

5 Beds4 Baths3,220 SqFt

1352 SILO DR, Saint Cloud, FL 34771

Single Family Home

Listed by BHHS FLORIDA REALTY

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New

$579,900

5 Beds3 Baths2,928 SqFt

4610 SALAMANDER ST, Saint Cloud, FL 34772

Single Family Home

Listed by LA ROSA REALTY LLC

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New

$549,990

5 Beds3 Baths3,192 SqFt

3117 WAUSEON DR, Saint Cloud, FL 34772

Single Family Home

Listed by HANOVER FAMILY BUILDERS LLC

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New

$530,000

3 Beds2 Baths1,636 SqFt

3198 TOHOPEKALIGA DR, Saint Cloud, FL 34772

Single Family Home

Listed by RE/MAX HERITAGE

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1/12 12

New

$527,990

3 Beds3 Baths2,560 SqFt

5028 RHEA DR, Saint Cloud, FL 34772

Single Family Home

Listed by HANOVER FAMILY BUILDERS LLC

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New

$519,990

5 Beds3 Baths3,198 SqFt

1438 SKY LAKES DR, Saint Cloud, FL 34769

Single Family Home

Listed by HANOVER FAMILY BUILDERS LLC

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1/34 34

New

$515,000

5 Beds3 Baths2,626 SqFt

399 TALISI LOOP, Saint Cloud, FL 34771

Single Family Home

Listed by EXP REALTY LLC

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Price Dropped by $10K

$489,990

4 Beds3 Baths2,560 SqFt

1409 SKY LAKES DR, Saint Cloud, FL 34769

Single Family Home

Listed by HANOVER FAMILY BUILDERS LLC

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New

$438,900

3 Beds2 Baths1,584 SqFt

2913 CHERRY BLOSSOM LOOP, Saint Cloud, FL 34771

Single Family Home

Listed by HARVEST REAL ESTATE PROFESSIONALS LLC

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New

$390,000

4 Beds3 Baths2,170 SqFt

3838 KNOTTY PINE ST, Saint Cloud, FL 34772

Townhouse

Listed by DELUCA REAL ESTATE SERVICES CORP

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New

$247,000

2 Beds2 Baths1,273 SqFt

2204 BETSY ROSS LN #29, Saint Cloud, FL 34769

Condo

Listed by COZY AMERICAN HOME FLORIDA INC

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New

$245,000

2 Beds2 Baths1,301 SqFt

2301 TEMPLE LN, Saint Cloud, FL 34769

Manufactured Home

Listed by LA ROSA REALTY ORLANDO LLC

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New

$240,000

2 Beds1 Bath718 SqFt

1109 MINNESOTA AVE, Saint Cloud, FL 34769

Single Family Home

Listed by COMPASS FLORIDA, LLC

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1/24 24

New

$235,000

2 Beds2 Baths1,230 SqFt

2536 LONGPINE LN, Saint Cloud, FL 34772

Manufactured Home

Listed by WEMERT GROUP REALTY LLC

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Pending

$655,557

5 Beds3 Baths3,009 SqFt

3093 EXPEDITION DR, Saint Cloud, FL 34771

Single Family Home

Listed by OLYMPUS EXECUTIVE REALTY INC

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New

$650,000

5 Beds5 Baths3,701 SqFt

4749 RIVERWALK DR, Saint Cloud, FL 34771

Single Family Home

Listed by ME REALTY, LLC

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New

$575,000

4 Beds2 Baths1,956 SqFt

3664 CORD AVE, Saint Cloud, FL 34772

Single Family Home

Listed by SNOW REALTY AND INVESTMENTS INC

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1/27 27

New

$500,000

3 Beds3 Baths2,208 SqFt

2808 SOUTHLAND ST, Saint Cloud, FL 34772

Single Family Home

Listed by EXP REALTY LLC

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Exclusive Listing

New

$479,000

5 Beds3 Baths2,626 SqFt

5266 BRACKS LANDING DR, Saint Cloud, FL 34771

Single Family Home

Listed by LPT REALTY

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New

$430,000

2 Beds6 Baths1,444 SqFt

1015 OHIO AVE, Saint Cloud, FL 34769

Multi-Family

Listed by ROYAL REALTY REAL ESTATE, LLC

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New

$425,000

4 Beds2 Baths2,144 SqFt

3912 BAJA DR, Saint Cloud, FL 34772

Single Family Home

Listed by BLOOM HOME GROUP REALTY LLC

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1/2 2

New

$399,975

3 Beds2 Baths1,407 SqFt

5802 WALLIS LN, Saint Cloud, FL 34771

Single Family Home

Listed by AGENT TRUST REALTY CORPORATION

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Saint Cloud Florida Real Estate Consultants

Yomari Ayala

Yomari Ayala

Broker Associate